This hat is a HUGE hat. It will cover your shoulders. That was exactly what I wanted and I looooooooved this hat. I actually unfortunately just lost it on a river float trip, but I will be buying another one. It was incredibly high quality, sturdy yet flexible, rated at spf50+, and the seller (I recommend eBags to buy from) shipped it in a huge box with several hard plastic hat forms to protect it from smashing. The "toast" color is a gorgeous natural straw color.I have a pretty big head and thick hair, so I have a difficult time fitting hats; like every hat I try on, this one fit snuggly, but better than most hats I try. This one was juuuust starting to break in when it was lost, but as I said - I WILL be buying another one; it was perfect and protected my face, shoulders, upper arms, and upper back.I'm 5 ft tall so the hat might've looked a little big on me, but I don't really care. I like giant sun hats and FUNCTIONAL giant sun hats are pretty much the bees knees. ^_^